Transcript of My Investments Going Forward

hi guys so it's been a while since I've given you updates on my investments and I wanted to do that now because as you know I'm restarting my investment journey I guess not from the start completely because I did keep some of my investments but not many and I want to Kickstart My Portfolio updates again and stuff like that and uh I wanted to have a starting point and I wanted to explain what my plan is for my portfolios going forward so as you know I've never been a keep all your eggs in one basket type person um so actually um I've never had just one bank account and I've never had just one investment account so I'm not going to be doing that going forward but actually I'm going to consolidate um the majority of my investments into two portfolios with one additional portfolio so essentially three so this is how it's going to be uh there is going to be one main sort of actual stocks portfolio where I'm going to choose and invest in stocks both growth and dividends with the sort of intention to have monthly dividends um and the second one is going to be just one where I don't do any of the stock picks uh it's just ETFs only um and then the third one is going to be more of like an experimental portfolio so here's what it's going to be uh the first portfolio which I mentioned which is my investments in terms of growth and dividends and building a monthly dividend portfolio uh is going to be on eoro uh I've been with itoro for almost 5 years now and I like itoro and I've chosen itoro for this purpose that I'm a popular investor on eoro so firstly it means that people can actually look at my portfolio whenever they want if they're onoro which gives sort of transparency to you guys as well and secondly that people do have the option of copying me onoro uh which saves people time and hustle for those that want to just sort of um follow along with what I'm doing so uh if you want to sort of follow along whether it's just to view my portfolio so you can just follow me and look at it uh or whether you want to actually copy me then um I do have the sign up link down below um I'll show you what's in there at the moment um at the end of the video I just want to explain everything first so yeah main sort of uh growth and dividend allinone uh portfolio that I'm going to split um sorry not split that I'm going to sort of consolidate into one is going to be on itoro uh my second portfolio uh that I've mentioned before is going to be the xtb investment plan portfolio so that is going to be on the xtb platform now this one is going to be ETF only I set that up in one of my previous videos and the whole point of this portfolio is to have one that's sort of one where I can just invest and not think about it because I've already set up what ETFs I want to uh be part of this and how I want to diversify and how I want to allocate into each ETF and what I need to do now is just top up and then it automatically allocates to those ETFs so for those times when I really don't have time to be uh checking on stocks doing research or anything like that I can just invest into that um and also I do want to focus a lot on investing in ETFs as well so I kind of want to compare uh which portfolio ends up doing better whether it's the one that I've sort of chosen the stocks myself or whether it's the one where it's just ETFs um but also with the ETFs for me it's more like a really long-term strategy so it's more this is the kind of portfolio that I want to be accessing like in 30 years 20 30 years um and whereas the Itor one is the one that I want to sort of start utilizing the dividends when I'm ready to sort of start living off of dividends if that makes sense so those are going to be the main two now for me two is still not enough in terms of spreading myself into a few baskets um so I'm going to stick with trading 212 because I do like them as a platform a lot so I want to sort of continue using them so I think for this year whil I'm refocusing on rebuilding like it was easier to split everything when I had so much more invested I had 25k previously so it was it made more sense to split it out more so like I said for now the bul is going to be in itoro and xtb um and with trading 212 for now I'm going to use it as a bit of a experimental playground for myself um so think I don't know stocks that maybe I want to gamble with a little bit maybe gambling is the wrong word but like maybe ones that I'm not going to be putting in my portfolio that I feel responsible for people copying uh but maybe are a little bit more risky and I just want to sort of play with them a bit so that's the plan basically so uh what I'm going to do is quickly show you where I'm at uh for all of them at the moment uh well actually just um Itor and xtb because with trading 212 um there's not really enough in there to Warrant showing um but yeah let's have a look at itoro shall we so if we just look at the overview we can see here um that like I mentioned you can sign up and you can just follow me uh so you can see I've got 875 people just following me just to see um my portfolio and sort of have a look at it um or you can copy um and there's currently 17 people copying me so if you have any questions on how that works just let me know in the comments below but uh when you go on someone's profile you can see here that you can see all of their statistics so I joined in 2020 it was like I think October 2020 or something um so you can see there I made 4% um 25% in 2021 then obviously 2022 was an awful year so that was minus 24 uh 28.8% in 2023 and 39.6% in 2024 now this year so far um actually I'm glad it's gone back even a little bit in the green when I checked yesterday it was actually like 2% minus cuz everything's so volatile right now um but yeah overall currently year to date is4 and 2 years is 80% so if we have a quick look at the portfolio um so at the moment you can see here that my top performing stock at the moment uh is still ABY uh I think ABY has been my top performer for the longest time uh and I think it's cuz I invested at a good time in a uh then it's Bitcoin uh then it's BAE Systems which I guess was a good shout I mentioned I was a little bit torn up about um investing in them when it came to like the ethics of it but in the end I decided to invest in them so seems to have been a good investment um AMD 15% profit Tesla shockingly still 15% uh paler 5.6 uh S&P 500 only 1.3 currently but again things are very volatile right now um and then the ones that I'm currently at a loss on is NVIDIA uh shockingly ethereum which actually I haven't checked this for a while wow uh mine is 44% uh on ethereum uh which I was not expecting but never mind uh I have faith and standard cardano disappointingly I still have faith I still have faith I'm not selling uh it's not worth selling now anyway but um yeah that's basically all I have in there um I'm going to be topping up again from uh April so uh what you can do if you wanted to copy me is uh sign up sort of now um allocate the funding that you want to allocate to my portfolio it doesn't take funding without your permission you tell Itor how much you want to put so is is it £100 is it £500 what whatever it is um and then every time I top up it will say to you Anna has topped up we suggest you top up this much and I got a comment once from someone saying like why are you telling us to invest 200 like that's a lot and I was like no etoro calculates that based on percentages so however much I invested uh top up sorry as a percentage of My overall portfolio that's what it will suggest for you to invest but you don't have to do that you can choose a different number or you can choose not to invest at all so yeah that's what it's looking at like at the moment uh currently none of these are really my plans for dividend stocks so so my initial plan was actually to have growth stocks in eoro and then divid dividend stocks in trading 212 but I decided for now I want to just focus everything in eoro because I know a lot of people who follow me and were following me from the beginning were interested in the dividend portfolio as well so just going to whack everything in there um especially since uh as a non UK resident currently uh I'm actually not entitled to set up an Isa for the new tax year so in my head I was kind of thinking actually I'm going to do my dividends in trading 212 uh because they have whilst you Toro have the ISA um I think they currently partner with uh money Farm to offer this um whereas with trading 212 I could pick my own dividend stock to have in the ISA um and I wanted to have that protection um and I mentioned in my previous video that the tax rules have changed so you can have more than one Isa so I was going to have the xtb ISA and my investment plans in there and then the trading 212 Isa with my dividends in there and then just have itoro as a normal one because with the growth I wasn't planning on taking money out of there for a long time anyway but since uh I actually can't set up an Isa for the new tax year because I've now officially uh sort of left my UK tax resident status it makes no sense to do that so I'm just going to hit everything into itoro um in terms of xtb so I'm just going to screen record here so I've topped up twice into my investment plan currently um it's obviously in the minus because everything is just going wrong currently in the markets but um you can see here in my investment plan uh I topped up 200 and I'm currently down 1960 so it's aboutus 99.9% currently and just in case you haven't watched my video where I set it up uh this is what it's looking like so this is my allocation um I've got the footsie or worlds uh 15% of my um ETFs go in that 15% of my ETFs does that make sense it's been a long day um aging population I've allocated 5% to uh foot seat all World High dividend uh 10.6% uh NASDAQ 18.7 uh msci World 25% um S&P 500 24% so you can see on the right hand side how they are currently performing obviously everything in the red doesn't worry me wish I currently had another 100 to top up I don't I'm waiting till next month um but to me it's just a sale really uh you know I have that mentality if you follow me so uh this is where we're at currently basically let me stop recording um I will keep you updated on how it's all performing uh like I said if you want to be up to date with my portfolio without waiting for me to make videos uh then the link is down below to sign up to itoro um other than that thank you so much for watching and I'll see you next time bye